Finance Center
Car Loan & Subaru Lease at Serra Subaru Akron in Akron, OH 44312
Welcome to the Serra Subaru Akron Finance Department
We are your Subaru auto loan and car lease resource. We're eager to provide financing for your new car and can assist in used car financing. Browse our finance specials before proceeding to our online finance application.
Akron Car Loans & Lease - Serra Subaru Akron Financing
Serra Subaru Akron can help you buy the car of your dreams! Our professional financing department helps customers secure a car loan in the Akron area, or find a customized new car lease option.
Serra Subaru Akron serves Ohio residents with all types of credit conditions including less-than-perfect credit and average credit types to get an auto loan that works for you. Whether you are in the market for a new Subaru or have found the used car of your dreams on our lot, we are happy to help you devise a financial plan that will best fit your income.
How to Use your W-2 as a Down Payment
When tax season hits, there's no better time to align your goals of purchasing a new Subaru with the lump sum you've been saving all year. If you have less than perfect credit, most lenders will require you to put money down to be approved for a car loan. Here are some standards that dealerships suggests when using your W-2 as a down payment on a car loan:
Your tax return equates to 10% of the price of the vehicle you are purchasing Combine your tax return with an additional amount saved in order to lower your interest rate Select a vehicle that is within your budget to avoid going upside down on the auto loanApply online now using our online auto finance application or call us at 330-662-3439 to speak with our finance experts regarding your car loan. Visit us at our Subaru dealership at 3363 S Arlington Rd to speak to an experienced new and used car loan professional today!
Less-than-perfect credit? Don't let credit problems hold you back from buying a new Subaru, or a quality used car. Call Serra Subaru Akron by phone - we can help!
Auto Finance Vocabulary
- APR: The Annual Percentage Rate.
- Assignment: A transfer of a loan from one lender to another.
- Base Price: The costs of a car with standard equip incentives & freight.
- Certificate of Title: A Legal document issued by a state at the time of sale.
- Co-signer: A person who takes on a loan if the orig. borrower stops pay.
- Default: Failure to meet the terms of the loan.
- Interest: A percentage charge for a loan.
- MSRP: Manufacturers Suggested Retail Price.
- Refinance: When one loan is used to pay off another.
- Term: The length of the loan, 24, 48, 60... months.
- Underwriting: Verifying the data used to obtain a loan.